In April, we bring awareness to distracted driving. Alarmingly, more than 700 people across the nation are injured in distracted driving crashes each day, according to the National Safety Council. In our fast-paced world we’re constantly being alerted on our phones with news, social media, text messages, weather, emails and more. And all of the alerts and updates can create a big distraction when we’re not doing something we’re fully engaged in.

Yes, pet insurance has been around for quite a while. Several large companies offer pet insurance as an added service to their clients or customers. Pet insurance is similar to health insurance (not life insurance). If you consider your pet to be a part of your family, it’s worth running a pet insurance quote and talking through your options. In my experience, when your pet has an accident or health issues, you usually need to decide quickly on what to do next. Knowing you have insurance to cover some of the expense may make your decision easier.

You may have seen some local and national news events in the past few weeks such as house fires, auto thefts, freezing pipes and even parts of an airplane falling from the sky. These events have resulted in several people asking me, ‘would my insurance cover that?’

By helping you understand the larger picture of your complex financial scenario, an experienced, broadly focused advisor can help you weigh the risks of taking too little or too much action during volatile times. Your advisor should support you in understanding how a balanced financial life does not simply focus on a balanced stock portfolio, but includes a clear understanding of taxes, investment in higher education, compensation levels and real estate investments.

While most people realize that insurance premiums are calculated by incorporating different inputs and weightings, many don’t realize that insurance companies can vary in terms of how they approach calculating a premium. For example, Progressive Auto Insurance uses 87 different inputs in their premium calculations. These inputs are then tallied up to determine your premium.

Learn more about the primary benefits of an umbrella policy.